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Coordination of Benefits

Coordination of Benefits (COB) and non-duplication clauses in client's plans are administered in the following manner. COB is managed through the Island Group data processing system. By an examination of the standard enrollment forms which contain pertinent information, and other information required on most standardized claim forms. The necessary information concerning primary coverage for the claimant and dependents, other coverage extended via other carriers or benefits systems is encoded into our computer system and tracked and managed via the system. By utilizing reciprocal and overlapping data, Island Group makes certain that the only charges that will be incurred are the ones that are the responsibility of the client's plan.

 
 
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